Membership Queries
Deposit Queries
Loan Queries
Guarantorship & Loan Security Queries
Anybody can easily join Kamuthi Sacco whether you are in business, salaried, groups both investment and merry go rounds, cell groups, as a church, institution or company by filling the membership application form available at our branches and on our website.
i. Individual membership
ii. Joint membership
iii. Cell group membership
iv. Group membership
v. Corporate membership
ii. Joint membership
iii. Cell group membership
iv. Group membership
v. Corporate membership
The share capital is non-refundable and is only transferable to an existing Sacco members and earns dividend at the end of the financial year
The minimum monthly contribution for deposits is Kshs. 1,000 and for share capital is Kshs. 2,000.
Deposits are refundable, earn interests and may be used to secure a loan while Share capital is transferable, earns dividends but cannot be used to secure a loan.
By signing up on our member portal through the Sacco’s website or by visiting any our offices/branches.
Yes you can. You only need to write a letter of consent to transfer the shares or deposits and attach your ID copy then request for a fund transfer request form which you will fill for completion of the transfer.
Shares earns dividends while deposits earn interests annually.
1. Mpesa
Mpesa Paybill Number : 316900
Account Number : Your ID Number
2. Sacco Bank Payment Details
Account Name : Kamuthi Sacco Soiety Limited
Coop Account Number : 01120283208000 Branch : Zimmerman
Equity Account Number : 1180264553010 Branch : Kasarani
Mpesa Paybill Number : 316900
Account Number : Your ID Number
2. Sacco Bank Payment Details
Account Name : Kamuthi Sacco Soiety Limited
Coop Account Number : 01120283208000 Branch : Zimmerman
Equity Account Number : 1180264553010 Branch : Kasarani
You qualify to take a loan after six month of consistent contribution to the Sacco. However for an own share loan, you qualify after three months of consistent deposit.
This depends on the loan product.
Yes, you can. This happens when you have multiple savings accounts and you have the ability to service both loans.
This also depends with the loan product.
Yes, but only when you are viable for a loan restructure. You will need to visit our offices for further guidance.
For Ownshare loan it takes 24 hours. Other loans take a maximum of 14 days.
No further interest or penalty is charged for clearing a loan earlier than the contracted period.
You can borrow up to 80% of your deposits as a loan without guarantors.